In the not too distant past I used to be a financial adviser and although this blog is about money, saving and investing please don’t take what I say here as financial advice. What you read here are just my opinions on current issues and situations and must not be construed as real finance advice of any sort. For that you must seek out and employ a professional and currently practicing finanical adviser. Fortunately that is no longer me and I am now free to say what I think!
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